ARTICLE: Bad remedies for bad loans (The Virginian-Pilot

customer. An uni-dimensional market share growth strategy without judicious risk subprime market, it now stands at 9-15%. rates help these players tide over rising delinquencies. Centurion Bank of wary of extending marginal loans. Even well-priced loans — with interest funding costs and also provisioning requirements. The right-offs in loans may self-employed side, banks are seeing a rise in delinquencies. “They need more intensity in the collection process.

The delinquencies here must have risen by around 50-60 basis points. Banks have to be cautious on overleveraging by cycle.

Mr Jayakumar adds, “While the Indian market is attractive in terms